The cost (and return on investment) of having children

Are you a parent or thinking of becoming one? If so, the federal government has a new report that will cause your bank account to gasp.
According to the Department of Agriculture, the estimated cost of raising a child from birth through age 17 is $233,610, or as much as almost $14,000 annually. That’s the average for a middle-income couple with two children (the cost is more in urban areas and a bit cheaper in rural locales).
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