48756392 - health insurance and health care

Pre-Existing Conditions and High-Risk Pools

Obamacare’s most popular provision is its prohibition against health insurers charging higher premiums for pre-existing conditions. It is so popular that Republican politicians have promised to keep it! (Or, at least bring it back once they repeal and replace Obamacare.)
Scholars at the Kaiser Family Foundation have estimated that 27 percent of American adults had pre-existing conditions that would have made them uninsurable in the individual market pre-Obamacare. Of course, nowhere near that many adults were in that situation.
Most of us get coverage in the employer-based market, in which we are protected from underwriting as long as we stay employed and

Read more at The Independent Institute